ALBUQUERQUE INSURANCE CLAIMS LAWYER
We pay premiums to insurance companies to be there for us when we need them, and when an insurance company refuses to pay claims or benefits, or will not settle or defend a lawsuit, our insurance lawyers at Duhigg, Cronin, Spring, & Berlin hold them accountable for their bad faith actions.
Challenging Insurance Companies on Your Behalf
A covenant of good faith is implied in every contract, including every insurance policy. This requirement to act in good faith means that the insurance company must act reasonably in its decisions and not for improper motives. It is not necessarily unreasonable for an insurance company to investigate a claim, determine coverage and liability, establish the value of a claim or decide whether it is better for the company to settle or litigate. These may all be sound business practices. However, when the motive is to find a way to deny the claim or pay as little as possible, the actions of the insurance company may be in bad faith.
Examples of bad faith actions include:
- Rescinding a policy on a technicality to avoid paying a claim
- Denying coverage
- Offering a “lowball” settlement figure that is out of proportion to the true value of the claim
- Refusal to defend a lawsuit
- Threats against an insured refusing to defend a claim brought by a third party
- Failing to properly investigate a claim
- Undue delay in processing a claim
- Fraud of agent and insurance companies in denials and underpayments
- Making unreasonable interpretations of an insurance policy
Seek An Experienced Albuqueruqe Insurance Claims Attorney Today
If you feel that you are not being treated fairly by your insurance company, then contact Duhigg, Cronin, Spring, & Berlin now.